How to Find Out

If You Qualify for a Short Sale

     Has your income suddenly dropped? Do you owe more than your home is worth? And are you behind in your mortgage payments?

     If you answered “yes” to these questions, you may qualify for a short sale. A short sale is simply when the lender agrees to let you sell your home for less than the value of your mortgage. Even better, the bank will usually write off the money they lose—so you won’t have to make up the discrepancy.

     Even if you do qualify, you still need to follow the bank’s short sale procedures. If you don’t, the bank may deny your case.

      Unfortunately, there’s a bit of a problem: short sales are some of the most complex real estate transactions around. First, the bank wants to know why you fell behind on your payments. Second, they want proof that your home value is equal to or less than what you owe. Third, the bank requires documentation of all of your debts and assets and your income.

How to Successfully Negotiate

With Your Lender

    Even if you do qualify for a short sale, you still need to follow your lender's short sale procedures. If you don’t, the bank may deny your case. To make matters worse, each lender has different requirements to approve a short sale. Failing to meet any of those requirements can mean the difference between a successful short sale and a foreclosure.

  The truth is there are a lot of things a homeowner needs to be educated about before making the decision to move forward with a short sale. That’s why I’d like to offer you a free, no-strings attached Short Sale Consultation.

 During this private, 100% confidential meeting, you’ll learn…

• Why the bank doesn’t want to foreclose on your home—the answer may surprise you.
  
• What to expect if you qualify for a short sale—a step-by-step outline of the short sale process.
  
•  How to Understand the “inner workings” of the bank’s short-sale system—and how to make it work for you.
  
• What to do if the bank denies your short sale request--and how to “stack the deck” in your favor when you find a qualified buyer.
  
• How a simple personalized letter can radically improve your chances of selling your home quickly.
  
•   How to hire an attorney, real estate agent a certified short-sale specialist…for free.
  
• And much more…

 
    During this free consultation, you’ll get a complete step-by-step plan to take control of your financial life. You’ll know exactly what to do –and what not to do—to insure a successful short sale. And you’ll know how you can guarantee that your home will sell—in any market.

    Again, your Short Sale Consultation is free of charge and doesn’t obligate to anything.

     I won’t force you to sit through a sales pitch. I won’t pressure you to sign a listing agreement. And I won’t hassle you afterwards with endless phone calls.

    You have nothing to lose and everything to gain. Call me today at 703-734-7045 and set up your free Short Sale Consultation.

 Sincerely,

Russell Arkin, CDPE
Realtor/Former Practicing Attorney
RE/MAX Distinctive
Russell@RussellArkin.com
703-734-7045

 
P.S.--Taking action now is the best thing you can do to save your credit, your finances, and your sanity. Just imagine what it will feel like to be debt-free. Imagine what it will feel like to have this whole situation behind you. Imagine how it will feel to lift the weight of constant financial worries off your shoulders.

     You don’t have to imagine it. Taking action now is the best thing you can do to save your credit, your finances, and your sanity. Call me at 703-734-7045 to schedule your free Short Sale Consultation—and start the next chapter in your life.